Whether you’re curious about how title loans work, need help determining if your home qualifies, or want to understand our terms, repayment options, or eligibility — we’ve got you covered
American First Title Loans is a Florida-based lender that helps mobile and
manufactured home owners unlock cash by using the title to their mobile and manufactured home as collateral. We specialize in title-secured loans for mobile and manufactured homes on leased land.
We focus exclusively on mobile and manufactured homes, especially those on leased land. That means we understand the unique title challenges and can help when traditional lenders won’t. Plus, we make the process fast, transparent, and stress-free.
Anyone who owns a mobile and manufactured home in Florida.
Yes! That’s our specialty! Many lenders won’t touch leased land, but we’ve built our business around helping mobile and manufactured home owners just like you!
We currently serve mobile and manufactured home owners throughout Florida.
Get started today and see how easy it is to apply for your mobile home loan.
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A title loan is a secured loan that uses your mobile and manufactured home title as collateral. You keep living in your home, we give you cash based on your home’s value, and place a lien on the title. Once you repay the loan, the lien is then removed.
We work with all mobile and manufactured homes on leased land. Whether in a park or community, as long as there’s a valid Florida title, we can work with you.
Loans typically range from $1,000 to $25,000, depending on your home’s value and condition.
The repayment period is based on the borrower’s need. Most customers borrow between 60 to 90 days. You’ll know your exact repayment schedule before signing and
after speaking to a loan specialist.
No! You can pay off your loan early at any time without fees or penalties.
All interest rates follow and are in accordance with Florida law.
Typically, we’ll need:
No! We focus on your home’s value.
Yes. If there’s an active lienholder, we’ll do our best to make the loan work. We’ll walk you through the options.
Yes! It’s your money, so use it for medical bills, unexpected expenses or emergencies,
lot rent, home repairs, auto repairs, travel, or anything else you need.
You can apply online in minutes at AmericanFirstTitleLoans.com. We’ll guide you every step of the way.
We work hard to make the entire process simple for you. We are 100% online and no office visit is required. You can apply from anywhere!
Most applicants are approved within 24 hours with some even faster.
We’ll need to verify ownership or help you get added. If you're the rightful owner but not on the title, we can guide you through the correction process.
We specialize in mobile and manufactured home title problems such as missing titles, name mismatches, inherited homes, and more. We’ll help resolve issues to get your loan funded fast.
A mobile and manufactured home title is proof of ownership in Florida, just like a car title. It must be valid and in your name (or transferable) for us to approve the loan.
Yes, but all listed owners may need to sign off on the loan depending on how the home is titled. We’ll make it simple for everyone involved.
Don’t worry! We’ll help you file a duplicate title or correct errors with the Florida DMV.
No! Most of our borrowers live in mobile and manufactured home parks on leased land. That’s our specialty and why we founded American First Title Loans.
We hold your title securely in our possession during the life of the loan. Once the loan is fully repaid, we return the title back to you and release the lien. All while you continue to live in your home.
You’ll receive a call or email from our team to review your application, collect documents, and finalize your approval within 24 hours.
You can call, text, or email us anytime for an update. We also offer updates by email.
Absolutely! Call us anytime during business hours.
That’s great! There are no penalties for early payoff, and you’ll save on interest.
Contact us right away. We’ll work with you to avoid default, offer flexible options, and help you stay on track.
